Insurance fraud is taken very seriously by insurance companies, and they will use very sophisticated means of determining the validity of any claims. Sometimes, however, it doesn’t take much to figure out that a person is just trying to get a boatload of cash in exchange for absolutely nothing. Here are 3 insurance fraud schemes that were excessively dumb and landed the culprit in jail.
1) Man Pretends to Lose an Arm
Michael LeDuc was not a smart man. There are many ways you can fake insurance claims, but Michael LeDuc figured that the best way to get a free paycheque out of his insurance company would be to fake an amputation. We would like to imagine that while shaking the hand of his insurance agent, he dropped a prosthetic hand and demanded a million dollars.
Unfortunately for Michael, pretending to not have an arm is actually quite difficult, especially when he clearly had both of his arms.
2) Dead Mouse Soup
Carla Patterson thought she was pretty clever when she dropped a dead mouse in her soup at a Virginia Cracker Barrel restaurant. After presumably faking a terrified scream, she demanded half a million dollars.
Unfortunately for Carla, insurance companies take half a million dollars pretty seriously. So, the insurers went all CSI on the dead mouse and determined that the mouse had not been cooked at all. Also, there was no soup in the mouses’ lungs, which means the mouse neither died by heat or drowning. As a result, Carla was charged with mouse murder and insurance fraud, and subsequently sentenced to one year in prison.
3) ID Please
John Darwin thought he could fool the authorities by flipping his canoe in a river and claiming he was dead. With the life insurance money he received from his own death, he took a very long vacation to Panama to celebrate surviving his own death.
Unfortunately for John, and fortunately for the world of justice, Panama became a little more first-world and began demanding identification from people, so he headed home and fake amnesia and declared he remembered nothing.
However, nobody really believed him, and his web of lies eventually unraveled and both he and his wife went to prison.